Terms of Service

1. The service

KeepMyPlans ("we", "us") is an online tool that helps you track the subscriptions you pay for, see upcoming renewals on a calendar, understand your spend, and receive email reminders before renewals. The service is provided by KeepMyPlans at https://www.keepmyplans.com.

KeepMyPlans is an organising and reminder tool. It does not connect to your bank, does not cancel or manage subscriptions with other providers on your behalf, and is not financial advice.

2. Your account

• You must be at least 16 years old, and old enough to enter a binding contract where you live to buy a paid plan.
• Give accurate information and keep your email address up to date - reminders and billing notices are sent there.
• Keep your password - or the Google account you sign in with - secure. You are responsible for activity on your account. Tell us promptly if you believe it has been compromised.
• One account is for one person. Don't share your login.

3. Plans and pricing

• Free plan: track up to 3 subscriptions with the calendar, reminders and spend dashboard, at no cost and with no time limit.
• Pro plan: unlimited subscriptions, for $5 per month or $48 per year.
• Prices are in US dollars and include applicable sales tax and VAT - you pay the listed amount.
• We may change prices. Existing subscribers get at least 30 days' notice by email, and the new price applies from your next renewal after that notice. You can cancel before then.

4. Payments, renewal and cancellation

Payments are processed by Polar Software, Inc. ("Polar"), which acts as our Merchant of Record. Polar is the seller of record for your purchase, handles payment processing, invoices and receipts, and calculates and remits sales tax. Polar's own terms also apply to the purchase. We never see or store your full card details.

• Pro renews automatically at the end of each billing period (monthly or yearly) and is charged to your saved payment method until you cancel.
• You can cancel at any time from Billing → Manage billing. You keep Pro until the end of the period you have paid for, and you won't be charged again.
• You can switch between monthly and yearly billing from the same page. Plan changes are prorated by Polar.
• If a renewal payment fails, Polar will retry it and email you. Pro stays active during this grace period; if payment can't be collected, the account moves to the Free plan.
• Refunds are covered by our Refund & Cancellation Policy (/refund-policy).

5. Moving back to Free

When Pro ends, your account moves to the Free plan. Nothing is deleted: every subscription you added stays visible and editable. If you track more than 3, you can't add new ones until you are under the limit or upgrade again.

6. Reminders and accuracy

Renewal dates, prices and reminders are based on the information you enter. We send reminder emails on a best-effort basis, but email delivery can be delayed or filtered, and we can't guarantee that every reminder arrives. You remain responsible for managing, renewing or cancelling your subscriptions with each provider, and for any charges they make.

7. Acceptable use

You agree not to:

• break the law or infringe anyone's rights using the service;
• try to access other users' data, or probe, scan or attack the service or its infrastructure;
• send automated traffic that degrades the service, or resell or copy the service without our permission;
• upload malicious code or content you don't have the right to share.

8. Your data and our service

The subscription information you enter belongs to you. You give us permission to store and process it only to provide the service to you, as described in our Privacy Policy. You can export your subscriptions as CSV at any time.

The KeepMyPlans software, design, brand and content are owned by KeepMyPlans and protected by law. These terms don't give you any rights to them beyond using the service.

9. Suspension and termination

You can stop using the service at any time and ask us to delete your account by emailing support@keepmyplans.com. If you have an active Pro subscription, cancel it first so you aren't charged again.

We may suspend or close accounts that break these terms, create security risks, or are required to be closed by law. Where reasonable we'll tell you first. If we close your account without cause, we'll refund any unused prepaid time.

10. Availability and changes

We work to keep the service available and secure, but it is provided "as is" and "as available", without warranties of any kind to the extent the law allows. We may add, change or remove features. We'll give reasonable notice before removing a paid feature you rely on.

11. Limitation of liability

To the extent the law allows, KeepMyPlans is not liable for indirect or consequential losses, including charges from other providers, missed renewals, lost savings or lost data. Our total liability for any claim relating to the service is limited to the amount you paid us in the 12 months before the claim. Nothing in these terms limits liability that cannot be limited by law, or your rights as a consumer.

12. Governing law

These terms are governed by the laws of India, and disputes are subject to its courts, unless the consumer law of your country gives you the right to bring a claim where you live.

13. Changes to these terms

We may update these terms. If a change is material, we'll email you or show a notice in the app before it takes effect. Continuing to use the service after that means you accept the updated terms.

14. Contact

Questions about these terms: support@keepmyplans.com.